Agencies
Services
Pawnbrokers, Check Printers, & ATMs
The Division of Banking also registers check printers, non-financial institution deployers of Automated Teller Machines, and licensing pawnbrokers that operate in Illinois.
Modernizing the Pawnbroker Regulation Act of 2023
On March 22, 2024, Governor Pritzker signed into law Public Act 103-0585, which provides important consumer protections, including setting new financing rate caps on pawn transactions, requiring additional disclosures and display of fees. Public Act 103-0585 also institutes new licensing and examination provisions and fees, clarifies the process for handling of pawns of allegedly stolen property, and mandates annual training of pawnbroker employees, subject to Department rules. Please refer to the full text of the law for more information.
Please note that IDFPR cannot provide legal advice. However, a pawnbroker may submit a request that conforms to the Division’s Statement on Interpretive Letters, available here.
Pawnbroker License Information
Fee Schedule for Pawnbrokers:
- License Fee: $2,000.00
- Renewal Fee: $2,000.00
- Change of Control of Ownership: $300.00
- Change of Name: $50.00
- Change of Location: $50.00
Notice to Consumers
Notice to Consumers - English
Responsible Pawnbroker Training
Pawnbroker Training Vendor Application Process Frequently Asked Questions
Responsible Pawnbroker Training Vendor Application
2024-2026 IDFPR Approved Responsible Pawnbroker Vendor Training Providers
Pawn Academy
413 W. Lincoln Highway
Chicago Heights, IL 60411
847-577-3700; arlingtonpawn@gmail.com; www.illinoispawn.org
Cash America, Inc. of Illinois
1600 W. 7th St.
Fort Worth, Texas 76102
817-335-1100; Compliance@firstcash.com
EZPAWN Illinois, Inc.
2500 Bee Cave Road, Bldg. 1, Ste. 200
Rollingwood, Texas 78746
512-314-3400; Training@ezcorp.com
Pawnbroker Information
ATM Registration and Check Printer Requirements
The Electronic Fund Transfer Act was amended to repeal the requirement for all non-bank ATM owners to register terminals in Illinois with the Division of Banking.
The Check Printer and Check Number Act was repealed, eliminating the requirement for registrations to be filed with the Division of Banking.
